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Jump into the market up to 4 years sooner with 5% deposit scheme

Jump into the market up to 4 years sooner with 5% deposit scheme

by staxhomeloans | Sep 10, 2025 | Blog

If you’re like most first home buyers, you’ve probably realised by now that saving up for a 20% deposit can be a real slog. But what if we told you that you now only need a 5% deposit? And better yet, you could already have that amount ready to go now. Saving up a...
5 steps to help you find a competitive edge this home-buying season

5 steps to help you find a competitive edge this home-buying season

by staxhomeloans | Sep 3, 2025 | Blog

Spring is traditionally the peak season for property, and three rate cuts this year could further fuel buyer competition. Check out five steps that can give you a valuable head start this spring. The combination of warmer weather, blooming gardens and the chance for...
5% deposit scheme expands early – will it increase house prices?

5% deposit scheme expands early – will it increase house prices?

by staxhomeloans | Aug 27, 2025 | Blog

The popular Home Guarantee Scheme that lets first home buyers get into the market with just a 5% deposit has been expanded sooner than expected. But an unexpected twist means first home buyers may want to bring forward their buying plans. The Home Guarantee...
Surge in switching: 1,000 home loans refinanced every day

Surge in switching: 1,000 home loans refinanced every day

by staxhomeloans | Aug 20, 2025 | Blog

Three rate cuts since February have spurred home owners to take a closer look at their home loan. Turns out plenty have found a loan better suited to their needs elsewhere, with 100,000 home loans refinanced in the past quarter. It’s not every day we do a double-take...
Third rate cut delivered this year as RBA trims cash rate to 3.60%

Third rate cut delivered this year as RBA trims cash rate to 3.60%

by staxhomeloans | Aug 12, 2025 | Blog

Borrowers around the country have been delivered a sunnier financial outlook this month after the Reserve Bank of Australia (RBA) today trimmed the cash rate by another 25 basis points to 3.60%. How much could your monthly mortgage repayments decrease? After last...
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