Ollie Hooper – Mortgage Broker
Having experienced the GFC as an active property investor, Ollie Hooper knows what it’s like to face the roller coaster ride of having a home loan during some of the toughest challenges the property industry has experienced.
With this lived experience under his belt, Ollie gained a strong desire to gain a greater understanding of the inner workings of the finance industry and made the bold decision to leave his successful corporate career and transition into mortgage broking, establishing Stax Home Loans in October 2010.
Ollie’s motto is simple – Home Loan Chaos Simplified – but his methods are highly individualised and effective, using the latest in technology to ensure his clients are guided through what can be a complex and overwhelming process with ease.
What’s more, Ollie works with his clients on a one-on-one basis, so every one of the 500+ couples and individuals he has assisted has direct access to his knowledge and expertise.
Ollie says the age-old issue of location has become negligible thanks to technology and he communicates with clients in any mode that that are comfortable with including phone, email and video conference, when face to face meetings are not possible.
“I continue to work as a single operator and have back office support in order to free up my time to focus on my true strength in the industry, which is getting the best possible outcome for my clients. I’m always striving to make the customer experience better,” Ollie says.
His personal investment journey and means he has a natural affinity with investors and knows the hurdles and challenges that present themselves when looking to maximise the financial benefits of building and maintaining an investment portfolio.
There are so many varieties of home loans on the market, including trust loans, construction loans, guarantor loans, low-doc loans, SMSF loan, offset loans, basic loans, fixed loans and line of credit loans and Ollie is passionate about helping first home buyers to navigate the different benefits each option offers to secure their position on the property ladder.
He is also driven to guide existing home loan holders towards more effective options that will help them to pay off their mortgage faster.
The evolving nature of the requirements of financial institutions when it comes to lending criteria has been more fluid than usual in the last 12 to 24 months, making it essential to have someone like Ollie in your corner.
He says lenders are now asking for more verification, meaning that detail on each application is imperative for a smooth and timely approval.
“There is no debate that getting on the property ladder is tougher than ever. Home prices have increased and at the same time lending has got much tougher. My advice for first home buyers is to see a broker early,” Ollie says.
“Understand what the lenders require and what your specific ‘pinch points’ are. Work out your options and plan to get in a position to purchase. Sometime the plan may take 12 to 24 months to come together, but the sooner you start, the better.”
Stax Home Loans is powered by customer centric, software Ollie says means that nothing is missed during a client’s application process.
“Clients are kept updated, the process is smooth and I use cutting-edge data capture and document collection software and the latest in video conferencing technology to truly take the chaos out of applying for a home or investment loan.”
When he is not achieving the best outcomes for his clients in the realm of home loans, Ollie indulges in his love of the outdoors, hitting the surf, taking on challenging mountain biking trails and hitting the slopes to ski in the cooler months.
Ollie often heads over the land of the long white cloud, New Zealand, to visit family and experience the great outdoors.
Tel: 07 5448 1652
Mob: 0401 032 868
Sanjay Rajput – Broker Assistant
From the time you make your initial inquiry with us, Sanjay will work with you to ensure your application is packaged perfectly and submitted as quickly as possible. Sanjay will also track your loan application from the minute it is submitted to the bank right through to settlement and keep you updated every step of the way.
e: sanjay@staxhomeloans.com.au
t: 07 5448 1652