Stax Home Loans https://staxhomeloans.com.au/ Mortgage Broker Sunshine Coast Brisbane Home Loans Wed, 18 Dec 2024 21:54:22 +0000 en-US hourly 1 https://wordpress.org/?v=6.7.1 https://staxhomeloans.com.au/wp-content/uploads/2015/07/cropped-Stax-Logo-Handdrawn-32x32.png Stax Home Loans https://staxhomeloans.com.au/ 32 32 Have you refinanced recently? It could be time this summer break https://staxhomeloans.com.au/2024/12/18/have-you-refinanced-recently-it-could-be-time-this-summer-break/ Wed, 18 Dec 2024 21:54:22 +0000 https://staxhomeloans.com.au/?p=5732 If you haven’t looked into refinancing since the start of higher interest rates, it might be time to ask yourself ‘why not?’ New research shows it could be time to try again – especially if you want to start 2025 off on the right foot. A new report from Canstar shows more than one in five borrowers […]

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]]> How did property prices go in 2024? And what’s tipped for 2025? https://staxhomeloans.com.au/2024/12/11/how-did-property-prices-go-in-2024-and-whats-tipped-for-2025/ Wed, 11 Dec 2024 21:12:52 +0000 https://staxhomeloans.com.au/?p=5728 As we head towards the end of 2024, let’s take a look at how property markets performed over the last year – and discover what the experts say may lie in store for home prices in 2025. 2024 has been a year of change, with property values and market conditions shifting across many of our […]

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]]> Thinking of buying a holiday home? Here’s what to weigh up https://staxhomeloans.com.au/2024/12/04/thinking-of-buying-a-holiday-home-heres-what-to-weigh-up/ Wed, 04 Dec 2024 22:14:47 +0000 https://staxhomeloans.com.au/?p=5716 The coming weeks will see millions of Aussies enjoy a well-earned getaway, and for some, a memorable holiday will inspire plans to buy a holiday home. But is it a good idea? And can a weekender still stack up financially? We explain what to consider plus tips to fund a vacation property. It’s that time […]

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]]> Thinking of installing a swimming pool for summer? https://staxhomeloans.com.au/2024/11/27/thinking-of-installing-a-swimming-pool-for-summer/ Wed, 27 Nov 2024 23:29:07 +0000 https://staxhomeloans.com.au/?p=5712 There are few better ways to beat the summer heat than floating in your very own pool. With a range of price points to choose from, a pool can be affordable, but will it add value to your property? And how will you pay for your backyard oasis? Fun fact: more than 3 million Aussies have […]

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]]> Buying land to build on later: what you need to know https://staxhomeloans.com.au/2024/11/20/buying-land-to-build-on-later-what-you-need-to-know/ Wed, 20 Nov 2024 23:19:18 +0000 https://staxhomeloans.com.au/?p=5709 You’ve seen the perfect piece of land but you’re not quite ready to build. No problem – a land loan can be a handy finance solution. However, it can work a bit differently from a regular home loan. Here’s what you need to know. Not everyone wants to buy an established home or even a […]

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]]> Do you really need a building inspection? https://staxhomeloans.com.au/2024/11/13/do-you-really-need-a-building-inspection/ Wed, 13 Nov 2024 21:59:50 +0000 https://staxhomeloans.com.au/?p=5705 Your home is possibly the most valuable asset you will ever own. So it’s worth taking precautions to help ensure you buy a place that has a clean bill of health, free from budget-busting hidden nasties. Even the most attractive homes can hide unwanted surprises, and it’s not always easy to spot a problem property. […]

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]]> Can we expect the RBA to cut back rates this summer? https://staxhomeloans.com.au/2024/11/06/can-we-expect-the-rba-to-cut-back-rates-this-summer/ Wed, 06 Nov 2024 22:08:00 +0000 https://staxhomeloans.com.au/?p=5702 With just one RBA rate decision left for 2024, homeowners may be holding onto hopes of a summer cut. We look at when rates may start falling – and how you could possibly give yourself a rate cut before Christmas. “Are we there yet?” It’s the catch cry of kids on long summer road trips, […]

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]]> How much does LMI really add to a home’s cost? https://staxhomeloans.com.au/2024/10/30/how-much-does-lmi-really-add-to-a-homes-cost/ Wed, 30 Oct 2024 23:03:47 +0000 https://staxhomeloans.com.au/?p=5698 Saving for a 20% house deposit is like house training a wilful Labrador. It requires plenty of patience and persistence. Not your thing? You could take out lenders mortgage insurance (LMI). But how much extra does that cost? And can you avoid paying for it? (for the LMI, not the dog…) LMI is a type […]

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]]> How to nail a home loan if you’re self-employed https://staxhomeloans.com.au/2024/10/23/how-to-nail-a-home-loan-if-youre-self-employed/ Wed, 23 Oct 2024 23:01:28 +0000 https://staxhomeloans.com.au/?p=5695 It’s the great Australian dream for many: giving the 9-to-5 grind the flick and running your own show. But when it comes to taking out a home loan, being your own boss can dish up some unexpected hammer blows. Rightly or wrongly, lenders tend to see self-employed borrowers as a higher risk compared to employees. That’s […]

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]]> What’s going on with negative gearing? https://staxhomeloans.com.au/2024/10/16/whats-going-on-with-negative-gearing/ Wed, 16 Oct 2024 22:44:18 +0000 https://staxhomeloans.com.au/?p=5691 Negative gearing is in the headlines again. But what is it all about, and could it affect you? We explain how negative gearing works, why it’s so popular among investors, and why it’s attracting fresh attention. Australians love property. So much so that more than one-in-ten adults (2,268,161 Australians) own an investment property. So why […]

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